| Group Insurance Plans
Need affordable employee benefits
COMPARE WITH OUR RATES BELOW
 Group Health & Dental Insurance Plan 1
Group Health & Dental Insurance Plan 2
Group Health & Dental Insurance Plan 3
Group Health & Dental Insurance Plan 4
Group Health & Dental Insurance Plan 1
| Covered Services (80% reimbursements) | Minimum of 3 employee participation | | xx | xx | | Prescription Drugs (80 %) with drug card | $1500 per person per year | | xHospitalx | xx | | Ambulance | Included | | xxh | xx | | Accidental Dental | Included | | xx | xx | | Medical Supplies, Aids & Appliances | Included | | x | xx | | Specialists | $300 per year | | xx | xx | (Chiropractor, Chiropodist, Naturopath,
Osteopath, Podiatrist, Registered Massage
Therapist,Physiotherapist/Occupational
Therapist, Speech Pathologist) | Included | | xx | xx | | Psychologist | Included | | xx | xx | | Hearing Aids | $300 per 5 years | | xx | xx | | Emergency Travel Health Insurance | $2,000,000 - 30 day maximum stay per trip | | xx | xx | | Vision Care | $150 every 2 years | | xx | xx | | Life Insurance | Optional | x | xx | Dental Coverage | | Preventative Services (100%) | Included | | Restorative Services (100%) | Included | | Periodontal Services (100%) | Included | | Endodontic Services (100%) | Included | | 12 month maximum | $1500 per person per year | | | | | Major Restorative (50%) | Included | | xx | xx | | Some conditions may apply | | xx | | Monthly Rates per employee | Single | Couple | Family | | xx | $118 | n/a | $270 | | | | | | Underwritten by Green Shield and RBC |
Group Health & Dental Insurance Plan 2
| Covered Services ( 100% reimbursements) | Minimum of 3 employees participation | | | | | Prescription Drugs (100 %) with drug card | Unlimited coverage | | Semi-Private Hospital | Included | | Ambulance | Included | | Accidental Dental | Included | | Private Duty Nurse (R.N. & R.N.A.) | $10,000/year | | Medical Supplies, Aids & Appliances | Included | | Specialists | $500 per year per specialist | | | | (Chiropractor, Chiropodist, Naturopath,
Osteopath, Podiatrist, Registered
Massage Therapist,
Physiotherapist/Occupational
Therapist, Speech Pathologist) | | | | | | Psychologist | $500 per year | | Hearing Aids | $500 per 5 years | | Life Insurance | $25,000 employee $25,000 ad & d $5,000 spouse $2,500 child | | Disability Insurance | Optional | | Emergency Travel Health Insurance | $1,000,000 - 60 day maximum stay per trip | | Vision Care | Optional | Dental Coverage (80 or 100% reimbursements) | | Preventative Services (80 or 100%) | 6 month recall examinations, cleanings, X-rays,
pit and fissure sealants. | | Restorative Services (80 or 100%) | fillings, extractions, denture relining, rebasing
and repairs, etc. | | Periodontal Services | (80 or 100%) - Scaling | | Endodontic Services | (80 or 100%) - included | | 12 month maximum | $1500 per person per year | | | | | Some conditions may apply | | | | | Monthly Rates per employee | Single | Couple | Family | | | $90 | n/a | $250 | Monthly Rates per employee
for same as above coverage
with 100% reimbursement Dental $105* | n/a $285* | | |
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Group Health & Dental Insurance Plan 3
| Covered Services | 2 employees minimum | | x | x | | Prescription Drugs (100 %) with drug card | Unlimited coverage | | Semi-Private Hospital (unlimited coverage) | No daily maximum | | Ambulance (100 %) | x | | Accidental Dental (100 %) | No maximum per year | | Private Duty Nurse (R.N. & R.N.A.) | $10,000/year | | Medical Supplies, Aids & Appliances | $300 per year | | Specialists | $500 per specialist per year | | xx | x | | (Chiropractor, Chiropodist, Naturopath, Osteopath, Podiatrist, Registered Massage Therapist, Physiotherapist/Occupational Therapist, Speech Pathologist) | x | | x | x | | Psychologist | $500 per year | | Hearing Aids | $500 per 3 years | | Life Insurance | $20,000 | | Emergency Travel Health Insurance $1,000,000 | 60 day maximum stay per trip | | x | x | | Dental Coverage (no deductibles): | x | | x | xx | | Preventative Services (80 %) | 6 month recall examinations, cleanings, X-rays,
pit and fissure sealants. | | Restorative Services (80 %) | fillings, extractions, denture relining, rebasing
and repairs, etc. | | Periodontal Services(80 %) | Scaling | | Endodontic Services (80%) | included | | 12 month maximum | $1,500 per person per year | | x | x | | xx | x | | Monthly Rates per employee | Single | Couple | Family | | 80 % Dental Coverage | $135* | n/a | $329* | | xxx | xxx | xxx | xxx | | Monthly Rates per employee | xx | x | x | | 100 % Dental Coverage | $148* | n/a | $362* | | xx | xx | xx | xx | | Vision Care | $4.50 | n/a | $10.50 | | xx | xx | xx | xx | | *Add $2.00 more per month for employees less than age 35
*Add $3.00 more per month for employees between ages 35 - 39
*Add $4.40 more per month for employees between ages 40 - 44
*Add $7.20 more per month for employees between ages 45 - 49
*Add $12.00 more per month for employees between ages 50 - 54
*Add $20.40 more per month for employees between ages 55 - 59
*Add $24.60 more per month for employees between ages 60 - 64 | | xx | | | | |
Group Health & Dental Insurance Plan 4
| Covered Services | 5 employees minimum | | xxx | xxxx | | Prescription Drugs (100 %) with drug card | Unlimited coverage | Semi-Private Hospital (unlimited coverage)
(100%) | No daily maximum | | Ambulance (100 %) | Included | | Accidental Dental (100 %) | No maximum per year | | Private Duty Nurse (R.N. & R.N.A.)(100%) | $10,000/year | | Medical Supplies, Aids & Appliances (100%) | $300 per year | | Specialists (100%) | $500 per specialist per year | | xxx | xxx | (Chiropractor, Chiropodist, Naturopath,
Osteopath, Podiatrist, Registered Massage
Therapist, Physiotherapist/Occupational
Therapist, Speech Pathologist) | xxx | | xxx | xxx | | Psychologist (100%) | $500 per year | | Hearing Aids (100%) | $500 per 3 years | | Life Insurance | Optional | | Disability Insurance | Optional | | Emergency Travel Health Insurance (100%) | $1,000,000 - 60 day maximum stay per trip | | xxx | xxx | | Dental Coverage (no deductibles): | xxx | | xxx | xxx | | Preventative Services (80 %) | 6 month recall examinations, cleanings, X-rays, pit
and fissure sealants. | | Restorative Services (80 %) | fillings, extractions, denture relining, rebasing and
repairs, etc. | | Periodontal Services (80 %) | Scaling | | Endodontic Services (80%) | included | | 12 month maximum | $1,500 per person per year | | xxx | xxx | | Monthly Rates per employee | Single | Couple | Family | | xxx | $98.67* | $197.68* | $261.11* | | xxx | xxxxxx | xxx | xxx | Monthly Rates per employee
for same as above coverage
with 100% reimbursement Dental | xxxxxx | xxxxxx | xxxxxx | | | $112.03* | $224.39* | $294.49* | | xxx | xxx | | *Vision Care Option Add: $5.80 single $11.60 couple $15.29 family
(Includes glasses, contacts and frames) | | xxx | xxx | | | |
