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Benefit Packages

    Group Health & Dental Insurance Plan 4

COMPARE WITH OUR RATES BELOW

Covered Services  5 employees minimum 
xxx xxxx
 Prescription Drugs (100 %) with drug card  Unlimited coverage
 Semi-Private Hospital (unlimited coverage)
 (100%)
 No daily maximum
 Ambulance (100 %)  Included
 Accidental Dental (100 %)  No maximum per year
 Private Duty Nurse (R.N. & R.N.A.)(100%)  $10,000/year 
 Medical Supplies, Aids & Appliances (100%)  $300 per year
 Specialists (100%)  $500 per specialist per year 
xxx xxx
 (Chiropractor, Chiropodist, Naturopath,
  Osteopath, Podiatrist, Registered Massage
  Therapist, Physiotherapist/Occupational
  Therapist, Speech Pathologist)
xxx
xxx xxx
 Psychologist (100%)  $500 per year
 Hearing Aids (100%)  $500 per 3 years
 Life Insurance  Optional
 Disability Insurance  Optional 
 Emergency Travel Health Insurance (100%)  $1,000,000 - 60 day maximum stay per trip
xxx xxx
 Dental Coverage (no deductibles): xxx
xxx xxx
 Preventative Services (80 %)  6 month recall examinations, cleanings, X-rays, pit
 and fissure sealants.
 Restorative Services (80 %)  fillings, extractions, denture relining, rebasing and
 repairs, etc.
 Periodontal Services (80 %)  Scaling
 Endodontic Services (80%)  included
 12 month maximum  $1,500 per person per year
xxx xxx
 Monthly Rates per employee   Single   Couple  Family
xxx  $98.67*       $197.68*  $261.11*
xxxxxxxxx xxxxxx xxxxxx xxxxxx
 Monthly Rates per employee
 for same as above coverage
 with 100% reimbursement
xxxxxxxxx xxxxxxxxx xxxxxxxxx
 Dental Coverage    $112.03*  $224.39*  $294.49* 
xxxxxx xxxxxx

*Vision Care Option Add: $5.80 single $11.60 couple $15.29 family
(Includes glasses, contacts and frames)

xxxxxx xxxxxx

xxxxxx xxxxxx



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